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Full Application

Designed to gather all of the information needed by the major creditors, this is our full application. This has the advantage over the "quick apply" because it greatly reduces the chance that we will need to re-contact you to obtain additional information - which could delay closing. This is also ideal for those who do not want a lot of involvement in the process, know exactly what they want, or don't have the time to work with one of our representatives.

*Fill out all information below for the primary borrower;" you will have the option of adding a co-borrower at the bottom.
 

Contact Information  for Primary Applicant

 
First Name:
Last Name:

Address:
     Street:
     City:
     State: Zip Code:
   
Social Security Number: --
Age
Number of Dependants:
Marital Status: Married Separated Unmarried
Months at Current Residence:
Current Residence Status:
Have you filed bankruptcy in the last 3 years?
How would you rate your credit?  help
   
Day Phone: -    Ext.
Evening Phone: -    Ext.
Fax -   
Best Time to Call
Email Address:
 
 

Personal Information for Primary Applicant
 
Employer
Income Type

Position / Title  
Length with employer
Years  Months
   
Experience in position
Years  Months
 
Employer's Address
     Street:
     City:
     State:
Zip Code:
Business Phone: -    Ext.

The Following are in United States Dollars

Monthly Income (Earnings)
      Other monthly income
Income Documentation
Total balance of all checking accounts:
                              savings accounts:
   
Monthly car payments
Minimum credit card payments
   
Other Income:  
     Type:
     Amount:
 
 

Liabilities
 
Please list in this section all existing debt that you hold. You do not have to include credit  cards that are paid-in-full monthly.
*Co-Borrowers need not list liabilities listed by borrower.
*Multiple Liabilities can be added and edited using the buttons at the bottom of this section.
   
 Liability Type:
 Creditor Name:
 Account Number:
 Monthly Payment:
 Remaining:
Balance  Months
 To Be Paid Off
 Co-signer

Add Another Liability
 
 

Assets
 
  Real-Estate need not be listed in this section.
  *Co-Borrowers need not list liabilities listed by borrower. 
  *Multiple Liabilities can be added and edited using the buttons at the bottom of this section.
 Asset Type:
 Asset Value: (In US Dollars)
 Institution Name:
 Account Number:

Add Another Asset
 

Real Estate
  Please list all real estate owned OTHER than the one involved in this loan.
  *Co-Borrowers need not list liabilities listed by borrower.
  *Multiple Liabilities can be added and edited using the buttons at the bottom of this section.
   
 Property Address  
     Street:
     City:
     State:
Zip Code:
   
 Status Code
 Present  Market Value
 Property Type will be
 Amount of Mortgages & Liens
 Gross Rental Income
 Mortgage Payments
   
 TIMM*
 *(TIMM includes taxes, insurance, and monthly maintance.)
 Net Rental Income
 Property will be Primary Residence

Add Additional Real Estate

 

Loan Information
  Purpose of Loan

 
 Construction  Construction to Perm
  Purchase Price
  Loan Amount
  OR  Input Loan-to-Value percentage: % (Format: "90.25")
   
 Secondary Financing (if applicable)  
      Source
      Loan Amount
      OR Input CLTV % (Format "90.25")
      Monthly Payment
   

Down Payment Information
  Sources of Down Payment / Funds to Close (required - select all that apply). 
  Check all that apply:
Checking/Savings   Deposit on Sales Contract Equity on Sold Property
Retirement Funds   Equity from Pending Sale Equity from Subject Property
Cash-Gift   Trade Equity Rent with option to Purchase
Stocks & Bonds   Lot Equity Unsecured Borrowed Funds
Bridge Loan   Sweat Equity Secured Borrowed Funds
Trust Funds   Sale of Chattel Life Insurance Cash Value
 
 

Property Information

  The following in in regards to the subject property.
 Property Address: Click Here if property not identified
     Street:
     City:
     State: Zip Code:
   
 Property Type
 
PUD Attached
 Year Built
 Property Will Be
 Gross Rental Income (If Applicable)
 Monthly Property Taxes
 Monthly Mortgage Insurance
 Monthly Hazard Insurance
 Other
 

Declarations
  Answer the following to the best of your knowledge.
 A. Are there any outstanding judgments against you ?  Yes  No
 B. Have you been declared bankrupt within the past 7 years?  Yes  No
 C. Have you had property foreclosed upon or given title or deed 
in lieu thereof in the last 7 years?
 Yes  No
 D. Are you party to a lawsuit ?  Yes  No
 E.  Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee.)
 Yes  No
 F. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation bond, or loan guarantee?
 Yes  No
 G. Are you obligated to pay alimony, child support, or separate
maintenance?
 Yes  No
 H. Is any part of the Down Payment Borrowed ?  Yes  No
 I.  Are you a co-maker or endorser on a note ?  Yes  No
 J. Are you a U.S. citizen?  Yes  No
 K. Are you a permanent resident alien?  Yes  No
 L. Do you intend to occupy the property as your primary residence?
 Yes  No
M. Have you had an ownership interest in a property in the last 
three years?
 Yes  No
 If you answered 'yes' to M please answer below questions.    
   (1) What type of property did you own?  Primary Residence
  Secondary Residence
  Investment Property
   (2) How did you hold title to the home?
 		  Solely by yourself
  Jointly with your spouse
  Jointly with another person
   
If you answered 'yes' to any of the questions A - M, please fill out the following.
 

Check if there is a co-borrower