Designed to gather all of
the information needed by the major creditors, this is our full application.
This has the advantage over the "quick apply" because it greatly reduces
the chance that we will need to re-contact you to obtain additional
information - which could delay closing. This is also ideal for
those who do not want a lot of involvement in the process, know exactly
what they want, or don't have
the time to work with one of our representatives.
*Fill out all information
below for the primary borrower;" you will have the option of
adding a co-borrower at the bottom.
Please list in this section all existing debt that you
hold. You do not have to include credit cards that are
paid-in-full monthly. *Co-Borrowers need not list liabilities listed
by borrower. *Multiple Liabilities can be added and edited using the buttons at
the bottom of this section.
Real-Estate need not be listed in this section.
*Co-Borrowers need not list liabilities listed
by borrower. *Multiple Liabilities can be added and
edited using the buttons at the bottom of this section.
Please list all real estate owned OTHER than the one
involved in this loan.
*Co-Borrowers need not list liabilities listed by borrower.
*Multiple Liabilities can be added and edited using the buttons at
the bottom of this section.
Property Address
Street:
City:
State:
Zip Code:
Status Code
Present Market Value
Property Type will be
Amount of Mortgages & Liens
Gross Rental Income
Mortgage Payments
TIMM*
*(TIMM includes taxes,
insurance, and monthly maintance.)
*(TIMM includes taxes,
insurance, and monthly maintance.)
Net Rental Income
Property will be Primary Residence
UNABLE TO ADD
ANOTHER
Loan Information
Purpose
of Loan
Construction
Construction
to Perm
Purchase
Price
Loan Amount
OR Input
Loan-to-Value percentage:
% (Format: "90.25")
Secondary Financing (if
applicable)
Source
Loan
Amount
OR Input
CLTV
% (Format "90.25")
Monthly
Payment
Down Payment
Information
Sources of Down
Payment / Funds to Close (required - select all that apply). Check all that apply:
Checking/Savings
Deposit
on Sales Contract
Equity
on Sold Property
Retirement
Funds
Equity
from Pending Sale
Equity
from Subject Property
Cash-Gift
Trade
Equity
Rent
with option to Purchase
Stocks
& Bonds
Lot
Equity
Unsecured
Borrowed Funds
Bridge
Loan
Sweat
Equity
Secured
Borrowed Funds
Trust
Funds
Sale
of Chattel
Life
Insurance Cash Value
Property Information
The following in in regards to
the subject property.
Property
Address:
Click
Here if property not identified
Street:
City:
State:
Zip Code:
Property Type
PUD
Attached
Year Built
Property Will Be
Gross Rental Income (If
Applicable)
Monthly Property
Taxes
Monthly Mortgage
Insurance
Monthly Hazard
Insurance
Other
Declarations
Answer the following to the best
of your knowledge.
A. Are there any outstanding judgments against you ?
Yes
No
B. Have you been declared bankrupt within the past 7 years?
Yes
No
C.
Have you had property foreclosed upon or given title or deed
in lieu thereof in the last 7 years?
Yes
No
D. Are you party to a lawsuit ?
Yes
No
E.
Have you directly or
indirectly been obligated on any loan which resulted in
foreclosure, transfer of title in lieu of foreclosure, or
judgment? (This would include such loans as home mortgage loans
SBA loans, home improvement loans, educational loans, manufactured
(mobile) home loans, any mortgage, financial obligation, bond, or
loan guarantee.)
Yes
No
F.
Are you presently delinquent or in default
on any Federal debt or any other loan, mortgage, financial obligation bond, or loan guarantee?
Yes
No
G.
Are you obligated to pay alimony, child support, or separate
maintenance?
Yes
No
H. Is any part of the Down Payment Borrowed ?
Yes
No
I. Are you a co-maker or endorser on a note ?
Yes
No
J. Are you a U.S. citizen?
YesNo
K. Are you a permanent resident alien?
YesNo
L.
Do you intend to occupy the property as your primary residence?
YesNo
M.
Have you had an ownership interest in a property in the last
three years?
YesNo
If you answered 'yes' to M please answer
below questions.
Solely
by yourself Jointly
with your spouse Jointly
with another person
If you answered 'yes' to any of the
questions A - M, please fill out the following.
Check if there is a co-borrower
Co-Borrower Information
Fill out all requisite
co-borrower information below. Please fill out all fields, even
if the information is the same as for the primary borrower. If you do
not have a co-borrower, then uncheck
the checkbox marked "Check if there is a co-borrower" above.